I just got a "letter" from American Express offering me a $20,000 loan. Obviously, it's not because I'm special or anything; it's what they do. However that's not what they'd have you believe of course:
As one of our most financially responsible Cardmembers, you have been preselected...
Excuse me what? Please allow me to laugh out loud. Damn! I WISH I was!! If I'm one of their most financially responsible Cardmembers, they must be RAKING in the interest payments...
Ahem. Oh. They are. ;)
(It's in the trash now)